Who says you need to have millions of pounds to enjoy life, you can still make sure you get the best out of life with little money and here are a few tips on how.
Research and find out what there is to do in the areas that is free visiting museums, exhibitions going to the park and exercise clubs/Society Clubs
For students here are some useful money saving tips:
Many students feel overwhelmed by the cost of university – the rent, the tuition, the books you need to buy… If you’re working part-time, you may feel overworked and overtired. Speak to your students support services about financial help or how to manage money; they should be able to give you help and advice.
Money saving ideas
You can often get a better deal by shopping online for everything from CDs and books to large electrical goods.
To use an online shopping site you’ll need to have a bank account, as you’ll have to fill out a registration form with your bank details on it.
Joining a loyalty scheme means that every time you shop at the same store, you’ll be given a number of points depending on how much you’ve spent. Once you’ve collected enough points, you can use them to pay for your shopping in the same way that you’d use cash.
Your points will be held on your own loyalty card that you give to the cashier whenever you pay for your goods. You’ll also be able to check how many points you’ve got in the store or online.
Loyalty cards are handy if you buy a lot of things from the same shop, and you’d be surprised to see how quickly points can add up.
Keep your eyes open for any money-off vouchers in magazines that you read.
There are always lots of discount offers if you spend a certain amount in store, especially on things like toiletries, music and DVDs. You can also pick up ‘buy one get one free’ vouchers that you can use to get more stuff without paying any extra for it.
Going out and spending your money just for the sake of using the voucher isn’t a good idea, but if you were planning on a shopping trip, make the most of any vouchers that you can pick up.
Selling your old stuff
If you’re looking to raise some extra cash quickly, find out if you’ve got anything that you can sell.
Have a good look around your bedroom. You’re bound to discover some unwanted stuff that you don’t use anymore. Instead of just throwing them in the bin, unwanted CDs or old furniture can give your bank balance a much needed boost. You may surprised at the amount of money you can raise.
Once you’ve got some things together, put an advert in your local paper or use one of the many online auction sites on the internet. If you’re after a quick sale, describe your items accurately and set a realistic asking price.
Make sure that you ask if it’s OK before you sell anything. Getting rid of something with sentimental value to someone else or something that a younger relative might be able to use will probably cause arguments.
If there’s a good cause that’s really close to your heart, try your local charity shop. You can often find books, DVDs and accessories at real bargain prices.
As well as saving money on what you buy, you’ll be giving money to charity at the same time.
Neelam Shah is currently a freelance Data Lead Researcher for Research and Development, a freelance Academic Health Researcher/Writer for Knowledge Links, Freelance Proof Reader for London Skills Network and Adhoc Ranstad Disability Support Worker as well as a Short term freelance Project Manager for Read a Book for Charity. In her spare time she genuinely loves to volunteer, campaign for human and animal welfare and environmental rights, write blogs/articles, visit museums, travel, hiking, baking and reading.